Core banking infrastructure.
Build modern banking products on secure, API-first infrastructure.
Banking Infrastructure
Build modern banking products using secure API-first infrastructure.
- → Virtual Bank Accounts
- → Current Account APIs
- → Escrow Accounts
- → Multi-Bank Integration
- → Settlement Engine
- → Account Statements & Balance APIs
- → Fund Transfer APIs
- → Bank Reconciliation
Virtual Accounts
Create virtual bank accounts for automated, customer-wise collections.
- → Instant Account Creation
- → Customer-wise Accounts
- → Real-Time Settlement
- → Auto Mapping
- → Transaction Notifications
- → Full API Access
Accept and disburse, at scale.
Everything a business needs to collect from customers and pay out to vendors, staff and partners.
Payment Gateway
Accept online payments through one secure platform, with every method your customers use.
- → UPI, Cards, Net Banking, Wallets
- → Payment Links & QR Payments
- → Smart Routing & Auto Retry
- → Instant Settlement
- → Subscription Payments
Payout APIs
Send instant payments to bank accounts and UPI IDs — one at a time or in bulk.
- → Instant & Bulk Payout
- → Vendor Payments
- → Salary Disbursement
- → Refund Processing
- → IMPS, NEFT, RTGS, UPI Payouts
Collection APIs
Collect payments through whichever method suits your customer, reconciled automatically.
- → Virtual Accounts
- → Static & Dynamic QR
- → Payment Links & UPI Collect
- → Auto Reconciliation
- → Collection & Settlement Reports
Know your customer, instantly.
Real-time identity and business verification APIs for onboarding at scale.
Verification APIs
A single integration for every identity and business check your onboarding flow needs.
Secure fund and asset management.
From marketplace escrow to source-code protection and contract lifecycle automation.
Escrow Services
Secure fund management for businesses and marketplaces.
- → Marketplace & Vendor Escrow
- → Property & Transaction Escrow
- → Digital Escrow
- → Automated Fund Release
- → Multi-Party Escrow
Software Escrow
Protect critical software assets with secure source code escrow.
- → Source Code Repository
- → Version Tracking
- → Automated Verification
- → Secure Storage
- → Release Conditions
- → Disaster Recovery
Contract Management
Digitize and automate your contract lifecycle end to end.
- → Contract Templates
- → E-Sign Integration
- → Approval Workflows
- → Version History
- → Renewal Alerts & Audit Logs
UPI, bills and recharges, unified.
The rails Indian consumers use every day, available through one platform.
UPI Services
Full UPI capability for merchants and platforms of every size.
BBPS
Offer Bharat Bill Payment services through a single API.
Recharge & Bill Payments
Mobile, DTH, utility and municipal payments in one integration.
FASTag Services
FASTag recharge and management for individuals and fleets.
Financial inclusion, in the field.
AEPS, Micro ATM and domestic money transfer for banking correspondents and retail agents.
AEPS
Aadhaar Enabled Payment Services for assisted banking.
- → Cash Withdrawal
- → Balance Enquiry
- → Mini Statement
- → Aadhaar Pay
Micro ATM
Portable banking solution built for financial inclusion.
- → Cash Withdrawal
- → Balance Enquiry
- → Mini Statement
- → Card Transactions
- → Receipt Generation
Domestic Money Transfer
Enable domestic money transfers across India, safely and instantly.
- → IMPS & NEFT
- → Beneficiary Management
- → Real-Time Transfer
- → Transaction Tracking
- → Secure Authentication
Built for developers, from day one.
Everything your engineering team needs for a fast, confident integration.
Developer Platform
REST APIs, SDKs and a full sandbox — so you can start building before onboarding is even complete.
Launch your own branded fintech platform.
Use RubixPe's infrastructure under your own brand, front-end and merchant experience.
White Label Solutions
Every RubixPe product, available as a white-labelled platform you can launch under your own brand.
From sign-up to production in four steps.
Sign up & KYC
Register your business and complete KYC — most merchants clear this within a day.
Pick your products
Choose any of our 18 products — each activates independently, so you only pay for what you use.
Integrate & test
Use our REST APIs or SDKs against a full sandbox environment before going live.
Go live
Switch to production and start processing — with your account manager on call.
Frequently asked questions.
Do I need to adopt the full stack, or can I use just one product?
Every product works independently. Most businesses start with one — Payment Gateway or Verification APIs are common starting points — and add more as they grow. There's no requirement to adopt the full stack.
Can I white-label RubixPe under my own brand?
Yes. Our White Label Solutions let you launch banking, payment gateway, wallet, AEPS, DMT, BBPS and recharge products under your own brand, front-end and merchant portal.
What verification checks are available out of the box?
Aadhaar, PAN, GST, CIN, bank account, IFSC, CKYC, passport, driving license, voter ID, face match and OCR — all through a single Verification API integration.
How long does integration typically take?
Simple integrations like Payment Links or Verification APIs can go live in days. Deeper integrations like Banking Infrastructure or Micro ATM deployment typically take one to three weeks.
Do you provide a sandbox environment?
Yes — sandbox access is available from the moment you sign up, so your engineering team can start building before KYC and onboarding are even complete.
Is RubixPe suitable for banking correspondents and field agents?
Yes. AEPS, Micro ATM and Domestic Money Transfer are built specifically for assisted-banking use cases in the field, including offline-friendly device support.
Not sure which product fits your business?
Tell us what you're building — we'll help you pick the right blocks.